Calculator - Retirement & Paycheck

A cool (and underrated) free financial resource:

SmartAsset’s Retirement & Paycheck Calculators – smartasset.com

Why It’s Useful:

• Paycheck Calculator: Breaks down your take-home pay after federal, state, and local taxes, including deductions for retirement, insurance, and more.
• Retirement Calculator: Lets you plug in your age, income, savings rate, and investment returns to see how long your money will last—and how much you really need.
• Other Tools: Includes free mortgage calculators, tax refund estimators, cost of living comparisons, and capital gains tax calculators.

How It Can Improve Your Finances:

• Clarity: Understand your real income after taxes and make better budgeting choices.
• Preparation: Set realistic savings goals and see the long-term impact of your current habits.
• Insight: Know when to adjust contributions or cut expenses with visual projections.